theres no free lunch
well, this is basically my point of view in an argument or debate that i had recently. it was with a friend, krishanu. it was about the social structure as we have and appreciate today and the way it might be improved.
well lets start from the beginning. well krishanu is a "capitalist converted to socialist", either that or we are both completely confused individuals with no knowledge about either of the two terms and yet masquerading as two intellectuals. my knowledge of capitalism/ socialism, at least the historical part of it is completely second hand. the source being krishanu....well since his knowledge comes from prof. das, well er....my knowledge is to be honest actually third hand.
lets go to the one single aspect that we were arguing mostly about. that of the medical insurance policies that are an absolute must in the u.s. . well krishanu thinks that the whole idea sucks. according to him certain essential stuff like health must be free and compulsorily provided for each and everyone. well and he did provide legitimate examples of countries like canada, cuba and the saddam era iraq as following the "compulsory free medical treatment for all" regime. and he also pointed out that the medical insurance was for people who were with a job or although he didn't say it, i assume to people who could cough up cash some other way.
all i am going to say is that my ideas are completely different from those stated above. i guess that if the medical insurance companies are honest and perform legal trade, then i guess that is as close as we will get to low cost medication for the maximum number of people, without anyone having to lose out along the line.
to support my views i would like to point out some facts, that i think are important for the argument. free medical treatment means that the government pays for it. well the government is not a money churning machine. so it has to generate the money from somewhere. this somewhere being the tax pool of that government. wel tax or revenue collected might have lots of sources like import, export cess or income tax or fuel cess etc. however it ultimately comes down to our own money. which means in the larger picture the treatment is not free at all. well if you look at it closely the insurance companies are basically doing the same thing. they are collecting money from a lot of people so that at any time if some individual needs a large amount of money for medical treatment he has it ready for him.well then whats the difference between the "tax" and the "premium" for insurance? well, its simply that in one case it is compulsory (tax) and in the other case it is optional (premium). if you want the support you pay for it, if you think you can do without it or you think you need support in a different way you are free to choose your path. none of us are going to argue with the freedom of choice bit i guess.
well next comes the question of insurance cover is available only for somebody being able to afford it. while the government is responsible for all of its citizens whether they are rich or poor, or earning or just squatting about. well you might say that health is a basic requirement. all i say is that by the same argument, we must have free food, free shelter, free set of clothes and lots of other amenities. lets look around and my argument will start making sense. look at our attitude towards everything that is free. water-----we waste it like its not really the most essential thing around, electricity------at places where we are charged for it we will never keep our lights and fans switched on when we are not around...make it free and we are going to keep them on even when we dont need to. so ultimately we need to pay in someway for whatever we get.
well i cant give examples of how the medical system is great in other countries because its free, i can surely say in india at least the sustem might be free or of nominal cost but it sucks big time. which of us would wilfully step inside one of the many govt hospitals. the conditions as we all know are dismal to say the least. lets face it medical system out here is in shambles. yet not every one who falls sick out here will die. thats because of the treatment in the paid hospitals, there are lots of them who will be able to compete with the best services provided in any other place.
so at least in my view theres no better alternative to the paid medical system.
Posted by rudreshweblog
at 9:51 PM